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Home Insurance

Home Insurance also referred to as Buildings Insurance covers the cost of repairing or rebuilding your property from damage to the structure of your property. This includes the walls, windows, roof as well as permanent fixtures such as baths, toilets and fitted kitchens, following damage caused by instances such as fire, subsidence or flood (i.e. Natural disasters).

As a general rule, buildings insurance covers the cost of rebuilding your house from the ground up.

Contents Insurance

Contents Insurance covers your possessions against instances such as fire, theft, flood and malicious damage. Contents are normally described as the items you would take with you, if you were to move house, including furniture, personal items and valuables.

There are a number of optional extras you can add to your Buildings or Contents Insurance including:

Legal expenses cover – To cover the legal costs in case you are involved in a dispute.

Cover away from the home – Insure the items you take out and about against theft, loss and accidental damage.

Home emergency – By adding home emergency cover, you’ll get protection against the loss of essential services.

Home & Contents Insurance

Home & Contents Insurance covers the cost of repairing or rebuilding your property from damage to the structure of your property, following damage caused by instances such as fire, subsidence or flood (i.e. Natural disasters).

In addition, it also covers your possessions against instances such as fire, theft, flood and malicious damage. Contents are normally described as the items you would take with you, if you were to move house, including furniture, personal items and valuables.

Landlord Insurance

If you’re a landlord, there’s plenty of things that can go wrong when you give your house to let. So it is important to have the right protection in place.

A thorough landlords’ policy can include a number of useful features, such as buildings insurance, accidental damage cover and financial protection against loss of rent.

Landlords’ insurance isn’t compulsory, but some lenders make it a requirement if taking out a buy-to-let mortgage.

Download our Brexit Housing Guide

Due to the uncertainty of the Brexit deal, buyers and sellers are putting their plans on hold. Similar to Theresa May, buyers and sellers are having difficulties getting the right deal. 

We here at Peepal Mortgages share your concern and to bring light into the issue, have put together a concise guide for those of you looking to buy a property. 

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